General Terms and Conditions: 1. Unless otherwise specified, the promotion period is from September 16, 2022 till November 30, 2022, both dates inclusive, and is extended from December 1 to December 31, 2022, both dates inclusive (collectively "Promotion Period"). All Single Net Transactions (based on transaction dates, as defined in Clause 7) must be conducted during the Promotion Period. 2. Unless otherwise specified, this promotion applies to Cardholders ("Cardholders") of Citi Credit Cards issued by Citibank (Hong Kong) Limited (“Citibank”) (“Eligible Cards”). CSL Mobile Limited ("the Merchant") may reject an Eligible Card if its payment system cannot handle the Eligible Card type. Please contact the Merchant for details. 3. Unless otherwise specified, the promotion applies to the following transactions made by the Eligible Card at 1O1O or csl outlets and hotline of the Merchant (“csl or 1O1O”) during the Promotion Period which include posted retail transactions with original Eligible Card sales slips and original merchant sales receipts; or installments of Merchant Installment Plan with original Eligible Card sales slips and original merchant sales receipts which are also posted during the Promotion Period. 4. Cardholders are required to make Single Net Transaction (based on transaction dates, as defined in Clause 7) on standalone designated mobile handsets/ tablets/ notebooks (“Designated Handset”), subscribe to Designated Handset bundle service plan or subscribe to Designated Handset connection service plans and to settle payments through autopay services with the Eligible Cards during the Promotion Period to enjoy the Offer 1 and Offer 2, unless otherwise specified. 5. During the Promotion Period, each Cardholder (based on the unique Hong Kong Identity Card/ Passport number per Citibank’s record) (regardless of how many principal and supplementary cards are under Cardholder) can enjoy each offer once only. If a Cardholder consumes Offer 1 or Offer 2 more than once during the Promotion Period, Citibank will debit from the Cardholder's Eligible Card account the respective discrepancy of the discount amount on or before December 31, 2022 without prior notice. 6. If a Cardholder fails to settle all relevant autopay payments with the Eligible Cards or terminates the contract/ the autopay service during the committed contract period, Offer 1 or Offer 2 will be forfeited. Citibank reserves the right to debit from the Cardholder’s credit card account the equivalent amount of the offers granted without prior notice. 7. A Single Net Transaction (“Single Net Transaction”) refers to the retail purchase made with an Eligible Card in a single transaction during the Promotion Period (based on transaction dates) for which original merchant sales receipts and credit card sales slips can be produced. This promotion applies to the final amount of the Single Net Transaction after deduction of all applicable discounts, reductions and value of cash vouchers. Other transactions, including but not limited to purchase of cash vouchers, or unposted/cancelled/refunded/falsified/unauthorized transactions are excluded. 8. The offers are available on Designated Handset models or service plans which will be updated and subject to change from time to time. Please enquire with the Merchant for details. 9. The promotion is governed by these Terms and Conditions and other terms and conditions stipulated by the Merchant. Please enquire with the Merchant for details. 10. The offers are available on a first-come-first-served basis, while stock lasts. 11. Citibank will determine the eligibility of Cardholders to participate in this promotion based on Citibank's records. 12. In case of any fraud/abuse/reversal or cancellation of transactions in respect of which the offers were awarded, Citibank reserves the right to debit from the Cardholder’s credit card account the equivalent amount of the offers without prior notice. 13. Cardholders’ Citibank accounts must be valid and with good credit record during the Promotion Period and the fulfilment period in order to be eligible to receive the offers, otherwise Citibank reserves the right to forfeit the offers without prior notice. 14. Cardholders must keep and submit the relevant original credit card sales slips and original merchant sales receipts and/or other documents in respect of the Single Net Transactions for inspection upon request by Citibank. All documents submitted to Citibank will not be returned. 15. Unless otherwise specified, this promotion cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers. 16. Unless otherwise specified, the offers in this promotion can be used at the same time. 17. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the Merchant at their absolute discretion. Photos, product specifications and prices are for reference only. 18. Citibank shall not be responsible for any matters in relation to the related products or services. The Merchant is solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services. Please contact the Merchant for details. 19. Citibank and the Merchant reserve the right to amend the terms & conditions without prior notice. All matters and disputes are subject to the final decision of Citibank and the Merchant. 20. In the event of any discrepancy between the English and Chinese versions of these terms & conditions, the English version shall prevail. ^ "Standalone Designated Handset, Designated Handset Bundle Service Plan and Merchant Installment Plan Offer: Enjoy up to HK$750 Instant Discount or Plan Fee Rebate” (“Offer 1”) Terms and Conditions:   During the Promotion Period, Cardholders are required to make a Single Net Transaction (based on transaction dates, as defined in Clause 7) of HK$3,000 or above to purchase Designated Handsets to enjoy instant discount provided by the Merchant. If Cardholders purchase Designated Handsets and subscribe to designated handset connection service plans at the same time with Eligible Cards, a one-off rebate amount will be credited into Cardholders’ csl or 1O1O accounts on the 2nd bill month of mobile service plan commitment period, whereas the Single Net Transaction is subject to the prepayment amount. Details are as follows: Single Net Transaction Amount Instant Discount Amount or Plan Fee Rebate applicable to Eligible Cards ▽ Extra Discount Amount or Plan Fee Rebate applicable to Citi Mastercard® Credit Card only HK$3,000 – HK$5,999 HK$150 +HK$50 HK$6,000 – HK$7,499 HK$300 +HK$100 HK$7,500 or above HK$600 +HK$150 During the Promotion Period, each eligible Cardholders can enjoy Offer 1 once only and is limited to two of each handset model per purchase. Unless otherwise specified, Offer 1 cannot be used in conjunction with other discounts, offers or promotions. Offer 1 is subject to other terms and conditions. Please contact csl or 1O1O shop representative for more details. The products are available on a first-come-first-served basis while stocks last. * Citi The Club Credit Cardholders can enjoy up to 4% rebate in Clubpoints (“Up to 4% Rebate in Clubpoints Offer”) on posted retail transactions or Merchant Installment Plan made with Citi The Club Credit Card after deductions of instant discounts entitled as aforementioned at csl or 1O1O ("Eligible Transaction”), details are as follows: (a) Basic 1% rebate in Clubpoints, which can be referred to the “Basic Clubpoint Program” as stipulated in the “Citi The Club Credit Card - General Terms and Conditions” available at http://citibank.hk/cititheclubtnc . and (b) Tactical 3% bonus rebate in Clubpoints on the Designated Handset portion of the Eligible Transactions during the Promotion Period from September 16, 2022 to November 30,2022, i.e. 3 Clubpoint for every HK$20 accumulated spending, which will be fulfilled on or before 31 January, 2023; Tactical 3% bonus rebate in Clubpoints on the Designated Handset portion of the Eligible Transactions during the Promotion Period from December 1 to December 31,2022, which will be fulfilled on or before February 28, 2023 or (c) Up to 3% rebate in Clubpoints on the service plan’s auto bill payment, which can be referred to the “Clubpoint on Auto Bill Payment of csl, 1O1O, Now TV, NETVIGATOR” under Summary of Clubpoints Rebate Program as stipulated in the “Citi The Club Credit Card - General Terms and Conditions” available at http://citibank.hk/cititheclubtnc . - Cardholders must maintain valid Eligible Card accounts with a good credit record and The Club Account which must be in-force-valid as at the credit of the Clubpoints. - The Up to 4% Rebate in Clubpoints Offer is subject to Citi The Club Credit Card - General Terms and Conditions and related Clubpoints Rebate Program Terms and Conditions. For details, please refer to http://citibank.hk/cititheclubtnc . - Redemption of Clubpoints and all matters relating to The Club are subject to the Terms and Conditions of The Club which may be amended by Club HKT from time to time. For details, please refer to http://theclub.com.hk/en/terms-and-conditions. Citibank shall not in any way be responsible or liable for any matters or dealings under The Club. - These promotions do not constitute any invitation or inducement to make a deposit with Club HKT Limited or any other person. - No registration is required. Split transactions will not be accepted. - The Offer 1 is not applicable to Citi iPhone for Life Plan. # “5G Mobile Service Plan Offer: Earn extra 2,000 Clubpoints (“Offer 2”)” Terms and Conditions: - In order to enjoy Offer 2, Cardholders are required to newly subscribe, port-in a number or existing customer upgrade and recontract to any of 5G service monthly effective plan and agree to a commitment period of 24 or 36 months with Eligible Cards. An administration fee of HKD18 per month applies. - Each newly-subscribing, port-in or recontracting number is entitled to the Offer 2 once only. - The Offer 2 can coexist with the offers that comes with the subscribed 5G service plan. - Offer 1 and Offer 2 can be used in conjunction with each other. - The Offer 2 is not applicable to Citi iPhone for Life Plan. - Cardholders are required to maintain a valid The Club Account at the credit of the Clubpoints, which will be credited to The Club Account within four weeks of the plan effective date of the relevant services for Offer 2. Calculation and redemption of Clubpoints are subject to relevant terms and conditions as dictated by Club HKT Limited. For details, please visit The Club's website at www.theclub.com.hk or call The Club's service hotline on 1833000. ~ “Trade-in Handset Discount” Terms and Conditions:   In order to enjoy the trade-in discount mentioned above, customer must standalone purchase Samsung Galaxy Z Fold4 or Z Flip4 or Nothing Phone (1) handset and trade-in a designated handset, the trade in discount for Samsung Galaxy Z Fold4 and Z Flip4 and Nothing Phone (1) are $1,500 & $800 & $300 respectively. Designated brands and models of handset, tablet and smartwatch ("Designated Device") for trading-in should include a battery and must function properly. Trade-in prices vary depending on extent of damage sustained by the Designated Device. CSL Mobile Limited reserves the right to update and change the trade-in price and trade-in discount without giving any prior notice. For the update trade0in price and related Terms and Conditions, please refer to https://www.hkcsl-5g.com/tc/tradein-offer/ for details. To borrow or not to borrow? Borrow only if you can repay!